Affordability Calculator

YOU MAY QUALIFY FOR
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This is NOT a commitment to lend nor a pre-approval. Results are estimates only and may vary based on individual circumstances.
Consult a mortgage professional or financial advisor for full advice.

* Qualification notes:
• Interest rate * is qualified using the mortgage stress test (higher of contract rate + 2% to a maximum of 5.25%).
• Amortization * is limited by lender and insurance rules (30 years typically only for first-time buyers or new builds with insured mortgages).
• Payment frequency * is converted to a monthly equivalent for qualification.
• Minimum down payment: 5% on 1st $500,000 + 10% on the remainder.
• Monthly expenses * shown in the mortgage expenses calculator reflect the bare minimum amounts required by the bank.
• Credit score of 650 or more generally required.
• Refer to the CMHC website for more details.

Buy Smart. Buy Confident.

Buying a home is part math, part emotion, part strategy. I help you master all three—without pressure, confusion, or surprises.

Straight talk
Always. I’ll tell you what you need to hear — not just what’s easy to say — so you can make smart, confident decisions.
Your pace, your comfort
Patient, responsive, and (mostly) nag-less — I move when you are ready.
Local knowledge that matters
Born and raised in Calgary, with 1,000+ transactions and the experience to guide you through this frequently challenging market.
Less stress. More clarity.
My goal is simple: make buying as smooth, calm, and even enjoyable as possible — with a few laughs along the way.
Consult
Tour
Offer
Conditions
Keys

I’m not here to sell you a house—I’m here to help you make a decision you’ll still feel good about years from now.

Mortgage Calculator

Estimated payment
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Monthly
Purchase Price: $0
Interest rate: 0% (5 year fixed used for qualifying)
Amortization: 0 year   Paid: Monthly OR Accelerated Bi-weekly
Down payment: $0
Mortgage including mortgage insurance: $0 (assumed for calculation)
Estimated monthly payment: $0.00 (includes insurance premium)
Time to pay off mortgage: 0 years 0 months
This is NOT a commitment to lend nor a pre-approval. Results are estimates only and may vary based on individual circumstances.
Consult a mortgage professional or financial advisor for full advice.